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The Foreword to A Currency of Hope
We, the men and women of Debtors Anonymous, come together to solve our common problem of compulsive debting. We share our experience, strength, and hope with one another to arrest the disease of debting. We have found compulsive debting to be a painful, confusing, and destructive disorder. Compulsive debting takes many forms from incurring unsecured debt to compulsive shopping, from grandiose thinking to poverty/not enough mentality. All these forms of debting seriously affect our quality of lifeÂfinancially, emotionally, mentally, spiritually, physically, and socially.
As members of Debtors Anonymous, we have chosen a spiritual path of healing and growth which requires working the ÂTwelve Steps and using the ÂTwelve Tools of DA. They are the foundation of our recovery process. As a result of beginning this recovery process, we have been able to achieve solvency and prosperity; we are beginning to understand ourselves and form genuine loving connections with others and discover a relationship with a Higher Power of our own choice.
We have created this recovery book to share our Program with other compulsive debtors so that they might understand what we have come to know about debting and experience the relief we have found. The stories we have gathered are a collection of members experiences with debting which share: ÂWhat it was like for them, What happened, How they changed, and What it is like now Â
We hope that if you identify with some, or all, aspects of compulsive debting, you will join us on the path to recovery and find the peace, joy, love and financial solvency that are here for you.
ÂThe biggest lesson that I learned was that by relying on a Power greater than myself, I could let go of fear. It was the fear that hurt me the most After ten months,...I realized that my fear had lifted. Money no longer could control how I felt or dictate to me if I was going to appreciate the positive things in my life. Removing the fear of financial insecurity from my life is the greatest gift to me from D.A. Debt was Hazardous to My Health.
ÂMy debts, the reasons I came to D.A., are slowly coming under control. I have negotiated repayment agreements , took forbearances on my student loans, and paid off every outstanding parking violation. I have a commitment not to incur any new ones. My personal bank loan was paid up last week. I glowed as I wrote the last check  The Good Old Days: A Fond Look Back ÂI am truly grateful for what I have received since coming to D.A. I still have bouts with distressing feelings and self-centered fear, but I have others to help me get out of myself and into life. I have abundance, friends, greater feelings of self-worth and self-loveÂgreater sense of purpose. I have more than enough money for today, and I have myself. The Escape Artist.
ÂIn a nutshell, I am learning how to be a responsible, productive adult human being for the first time in my life. D.A. is a program of action This program has shown me that the universe is abundant and that I am worthy of my portion of that abundance. All I have to do is claim it! Lastly and most important, D.A. has reminded me of my visions and dreams for myself. The Monster Living Inside Me.
From the Inside Flap
We, the members of D.A., believe that we can recover from compulsive debting by taking a spiritual path. When we take the Twelve Steps, live the Twelve Traditions, and work the Twelve Tools of D.A., we gain a spiritual experience and achieve solvency and prosperity.
The D.A. Twelve Steps and Twelve Traditions are adapted from the Twelve Steps and Twelve Traditions of Alcoholics Anonymous. We have found that the D.A. recovery program works for compulsive debtors as well as the A.A. program works for alcoholics.
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